SBI Amrit Kalash Scheme 2025 has been started by the State Bank of India. For which the process of applying has also been started. Let us tell you that the State Bank of India Amrit Class Scheme is a fixed deposit scheme. In which all of you have to invest some money and you will get a high interest rate on the invested amount.
At the same time, it is a 100% safe investment plan. And we want to tell you that the SBI Amrit Kalash Scheme 2025 started by the State Bank of India has been successfully extended till 31 March 2025. And the general customer will get 7.10% interest on the amount deposited under this scheme. And the senior citizen will get 7.60% interest.
SBI Amrit Kalash Scheme 2025 Overview Table
| Feature | Details |
| Scheme Name | SBI Amrit Kalash Fixed Deposit |
| Bank | State Bank of India (SBI) |
| Type | Special Fixed Deposit Scheme |
| Tenure | 400 days |
| Interest Rate | 7.10% per annum (general public), 7.60% per annum (senior citizens) |
| Minimum Investment | As per SBI’s standard FD rules |
| Maximum Investment | As per SBI’s standard FD rules |
| Interest Payout | Monthly, quarterly, half-yearly, or on maturity |
| Eligibility | Resident individuals, including senior citizens |
| Availability | Open for investment until March 31, 2025 (now discontinued from April 1, 2025) |
| Premature Withdrawal | Allowed as per SBI FD rules (with applicable penalty) |
| How to Invest | Through SBI branches or YONO app |
| TDS | Applicable as per Income Tax Act |
SBI Amrit Kalash Scheme 2025 Interest
The Amrit Kalash Yojana by SBI, the largest public sector bank in the country, is a unique fixed deposit scheme. The final deadline for investing in it was 30 September 2024, but it has now been pushed to 31 March 2025. The bank offers an interest rate of 7.10% on this.
Elderly individuals are receiving 7.60 percent interest from this program. SBI offers a unique program that provides higher interest rates compared to standard FDs over a period of 400 days. The bank’s website states that anyone can invest in the Amrit Kalash Special Scheme for 400 days and receive guaranteed returns.
SBI Bank states that Amrit Kalash FD investors can receive interest payments monthly, quarterly, and semi-annually. Based on the SBI website, if funds are withdrawn early from Amrit Kalash FD before 400 days, the bank may impose a penalty by reducing the interest rate by 0.50% to 1% below the applicable rate.
| Customer | Tenure | Interest Rate p.a. |
|---|---|---|
| General public | 400 days | 7.10% |
| Senior citizens | 400 days | 7.60% |
SBI ‘Amrit Vrishti’ Fixed Deposit Scheme
The State Bank of India (SBI) has introduced a unique FD. The new initiative from SBI is called ‘Amrit Vrishti’. The new plan has been implemented starting from 15 July 2024. Amrit Vrishti Yojana provides a yearly interest rate of 7.25% on deposits for a duration of 444 days.
In addition to this, SBI will offer an extra 0.50% interest for senior citizens. Elderly individuals are receiving the highest interest. This exclusive FD can be reserved via bank branch, online banking, and YONO platform. You may invest a maximum of Rs 3 crore in this fixed deposit. Investments can be made in this scheme until 25 March 2025.
SBI Amrit Kalash Scheme 2025 Benefits
- This scheme, started by the State Bank of India, has the following benefits.
- This FD gives a higher interest rate as compared to other FDs.
- Senior citizens are given a 0.50% additional benefit, i.e., interest rate under this FD scheme.
- A loan facility will also be made available to citizens on the fixed deposit scheme.
- If you all need money, then the facility of premature withdrawal is also available in this scheme.
- The best and good news you should know is that you can apply for this scheme of the State Bank of India both offline and online.
- TDS will be deducted as per the Income Tax Act.
How can you invest in SBI Amrit Kalash Scheme 2025
- Go to SBI branch:- To invest under SBI Amrit Kalash scheme, go to the nearest branch of State Bank of India and get the scheme form. Fill it. Attach the document. Submit the form. And start investing.
- Net banking:- Go to the official website of SBI. Login through net banking. Fill the scheme form. Upload the document. Submit the scheme form. Finally start investing.
You can also start investing by booking in the scheme through SBI YONO application.
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