Aponar Apon Ghar Home Loan Subsidy Scheme 2025: Eligibility Criteria, Documents, Application Process

Aponar Apon Ghar Home Loan Subsidy Scheme 2025 :- The Assam government is inviting online applications for Aponar Apon Ghar Home Loan Subsidy Scheme 2024 for the citizens of the state. Under this new Aponar Apon Ghar Home Loan Subsidy Scheme, the state government will provide a subsidy of Rs 2.5 lakh on home loans up to Rs 40 lakh. This home loan subsidy is only for those who are buying their first home.

And who have not taken a loan under the previous Apon Ghar scheme. People can now apply online for Aponar Apon Ghar Scheme by filling the registration/application form of this scheme, checking the subsidy amount and giving complete details. In this article, we have provided you all the information related to Aponar Apon Ghar Home Loan Subsidy Scheme 2025. Please read this article till the end.

Aponar Apon Ghar Home Loan Subsidy Scheme 2025

The government of the state of Assam has started the name of Aponar Apon Ghar Yojana 2025 for the people of Assam. After getting the benefit of this scheme, everyone can fulfill the dream of their new house. Friends, looking at today’s inflation, we know that not every person can build an expensive house for his family.

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But through this Aponar Apon Ghar Home Loan Subsidy Scheme, the people of Assam can easily buy their new house. To buy a new house, the state government will give loan at concessional interest rates through this scheme. The benefit of this Housing Welfare Scheme will be given especially to the person who does not have a house.

Key Highlights Of Aponar Apon Ghar Home Loan Subsidy Scheme 2025

Scheme NameAponar Apon Ghar Scheme
Launched ByBy Assam Government
Year 2025
BeneficiariesCitizens of Assam
ObjectiveProviding loans at affordable rates to the homeless for construction of houses
BenefitsThose who do not have a house, they will be given a loan at cheap rates to buy through this scheme.
Application ProcedureOnline
Official Website
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Objective Of Aponar Apon Ghar Home Loan Subsidy Scheme

The main objective of the Apunar Ghar Scheme is to provide housing to all people, to ensure that every underprivileged person has their own home. As part of this program, individuals can enter accurate information, and submit important documents such as loan proof, proof of residence, and PAN card verification.

The Assam government provides an opportunity to the citizens of Assam who do not have their own home and need money to build their own house. They will get a loan at a reasonable interest rate with government sponsorship.

Eligibility Criteria for Aponar Apon Ghar Home Loan Scheme

० To apply under this program, the applicant must be a permanent resident of Assam.

० The only loan amount available under Aponar Apon Ghar Yojana 2025 is Rs 40 lakh.

० The prospective candidate must already have a pucca house.

० The applicant must obtain a mortgage loan from a state-owned scheduled commercial bank, regional rural bank or Assam Cooperative apex bank.

० The applicant must not have previously taken a mortgage loan under any housing program.

० This building should be the first project constructed by the joint family.

० The combined annual income of the family of the interested candidate should not exceed Rs 20 lakh.

Required Documents

० Valid Identity Proof
० Residence Proof of Assam State
० Annual Income Certificate
० Loan Documents related to Home Loan Amount
० Bank Account Details

Application Process for Aponar Apon Ghar Home Loan Scheme

STEP 1: Firstly, access the official website of the Aponar Apon Ghar Scheme.

STEP 2: Once on the website’s homepage, locate and click on the ‘Search forAponar Apon Ghar Yojana Link’ option.

STEP 4: This will lead you to the application form.

STEP 5: Fill in all the necessary details on the application form accurately.

STEP 6: After providing the information, click the ‘Submit‘ button.

STEP 7: Make sure to attach all the required documents along with the application form.

STEP 8: By following these steps, you can successfully apply for the Aponar Apon Ghar Yojana.

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