Karunya Arogya Suraksha Padhathi Scheme 2025:- The Kerala government has initiated the Karunya Arogya Suraksha Padhathi Scheme for giving suitable health insurance coverage for the patients. The main beneficiaries of the scheme are the underprivileged people of the society. Here, the patients will have to pay a nominal charge.
The project was initially launched in 2012 by the UDF government. However, the present government has started to continue with the scheme for the betterment of the underprivileged sections. Read the following part of the article to grasp better insight into further details relating to the entitled scheme.
Karunya Arogya Suraksha Padhathi Scheme 2025
The Kerala government has launched the Karunya Arogya Suraksha Paddhati scheme to provide high-quality healthcare to the economically weaker section of society. The scheme will make it possible for the economically weaker section of society to receive high-quality medical treatment by making small insurance payments. The scheme will ensure that beneficiaries can get treatment for critical illnesses.
The program provides health benefits of Rs 5 lakh to each family applicant, which covers the majority of secondary and tertiary medical care. Families have to pay a small fee as a policy premium to avail the benefits of the scheme. You can apply online to avail the benefits of this scheme.
Key Highlights Of Karunya Arogya Suraksha Padhathi Scheme 2025
| Scheme Name | Karunya Arogya Suraksha Padhathi Scheme 2025 |
| Launched By | By Kerala Government |
| Year | 2024 |
| Beneficiaries | Poor and Economically Weaker Citizens of the State |
| Objective | To Provide Health Insurance Coverage to Poor People Suffering from Serious Illness |
| Benefits | Health Insurance Coverage |
| Application Procedure | Online/Offline |
| Official Website | https://sha.kerala.gov.in/ |
Objective Of Karunya Arogya Suraksha Padhathi Scheme
The main objective of this Karunya Arogya Suraksha Padhathi Scheme was to provide medical insurance to low-income citizens of the state who were already suffering from life-threatening conditions. Every family that signs up for this program will be eligible to receive Rs 5 lakh every year. This amount represents medical coverage for hospitalization in secondary and tertiary care settings.
Benefits of Karunya Arogya Suraksha Padhathi Scheme
० Medical examination, treatment and consultation
० Pre-hospitalization
० Medical and Medicine consumables
० Non-intensive and intensive care services
० Diagnostic and laboratory investigations
० Medical implantation services
० Accommodation benefits
० Complications arising during treatment
० Post-hospitalization follow-up care up to 15 days
Eligibility Criteria
० The candidate who is applying should be a permanent resident of Kerala state.
० The candidate must have a domicile of Kerala state.
० To get the benefit of this scheme, the annual income of the family should be less than Rs.3 lakh.
० Income certificate & Aadhar card is mandatory for this scheme.
Documents Required
० Aadhar Card
० Voter ID Card
० Income Certificate
० BPL Card
० Ration Card
० Domicile Certificate
० Permanent Resident certificate
० Mobile Number
० Bank Account Number
० Passport size Photograph
How to Apply for the Karunya Arogya Suraksha Padhathi Scheme Online
Step 1: Visit the Karunya Arogya Suraksha Padhathi website.
Step 2: On the homepage, click the “Apply Now” button.
Step 3: Enter the required information on the new page.
Step 4: Click the submit button to finalize your application.
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